USDC on Stellar

Pay overseas contractors in minutes

Hiring a Canadian contractor from the US? You don't need a visa or a new banking rail — just pay their invoice. One link, instant settlement, no custody, no FX surprises.

Instant final settlement

Funds land as soon as the transaction is in a ledger. No "the wire will arrive in 3–5 days."

Low, capped fees

A flat 1% platform fee, capped at 2 USDC. No SWIFT fees, no FX spread surprises.

Non-custodial

We never hold funds or keys. The client signs in their own wallet; money goes wallet-to-wallet.

Auditable trail

Every payment has a transaction hash, ledger timestamp, and on-chain amount — clean reconciliation for both sides.

How it works

1

Send a Pay link

Create an invoice for the exact amount in USDC. We generate a one-tap payment link and QR.

2

Client signs in their wallet

They open the link, review the exact amount, and approve. No login, no bank onboarding, no being added to anyone's payroll.

3

Funds land — with a receipt

Settlement is instant and final. Both sides get an on-chain receipt for their accountants.

For contractors

Invoice US clients as the separate business you already are. Turn "please wire me" into a one-click button, get paid instantly, and keep a clean record for every payment.

For the companies paying them

Pay an independent contractor's invoice without onboarding them to your bank, running payroll, or sponsoring a visa. You stay in control: review the exact amount and sign from your own wallet.

Send your first invoice today

Free to try on testnet. No card required.

This is a payment rail. It doesn't change your tax or immigration obligations — keep your contractor agreement and reporting (e.g. T5018 where applicable) in order.